Today's NYT Strands Hints, Answers and Help for May 12, #435

Multiple important refinance rates climbed this week, but refinancing could be still make sense for other reasons. https://www.cnet.com/personal-finance/mortgages/refi-rates-ride-high-current-refinanc

A few key mortgage rates increased. But a series of rate cuts from the Fed could help mortgage rates fall in the long term. https://www.cnet.com/personal-finance/mortgages/mortgage-rates-increase-for-

Are you moving soon? Use this guide to prepare for your move-in day, and avoid being overwhelmed and unprepared. https://www.cnet.com/home/services/moving-preparation-hacks-that-will-save-you-time-mon

Rates are on the way down so the sooner you act, the more you could stand to earn. https://www.cnet.com/personal-finance/banking/best-cd-rates-this-week-take-advantage-of-the-feds-rate-cut-while-you-c

Big pet sales this week make it a perfect time to pick up a gadget for your furry friend: Here are our favorites, tested and ready to please. https://www.cnet.com/home/kitchen-and-household/the-top-8-

The tired looking smiley is easily my new favorite emoji. https://www.cnet.com/tech/services-and-software/apple-brought-these-fun-new-emoji-to-your-iphone-with-ios-18-4/#ftag=CADf328eec

Here are the answers for The New York Times Mini Crossword for May 12. https://www.cnet.com/tech/gaming/todays-nyt-mini-crossword-answers-for-monday-may-12/#ftag=CADf328eec