A lot of Americans work jobs where they can collect tips. If you're in that group, you need to read this. https://www.cnet.com/personal-finance/taxes/are-tips-taxable-income-everything-to-know-when-filing-your-return/#ftag=CADf328eec
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A study by Common Sense Media showed many say they'd just as soon talk with AI as with humans, but the survey company recommends that "no one younger than 18 should use AI companions." https://www.cn

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