Q1 GAAP EPS of $1.23 beats by $0.71.
Revenue of $1.21B (-16.0% Y/Y) beats by $80M.
Net interest income was $923 million, down 19.4%.
Book value per share was $76.97, up 10.4%.
Net interest margin was 1.77%, compared to 2.45% for the prior quarter.
Efficiency ratio was 70.4%, compared to 63.9% for the prior quarter.
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