Snuggle In and Cozy Up. You're Going to Sleep More This Winter

Multiple important refinance rates have declined. If your mortgage rate is 1% higher than today's rate, a refinance might be worth it. https://www.cnet.com/personal-finance/mortgages/refinance-rates-s

A few important mortgage rates inched up. Here's what to expect if you're in the market for a home loan. https://www.cnet.com/personal-finance/mortgages/key-rates-move-higher-for-homebuyers-current-mo

Commentary: The new feature could come in time to help prevent AI voice clone scams. https://www.cnet.com/tech/mobile/its-about-darn-time-apple-will-finally-screen-your-calls-and-messages/#ftag=CADf32

Here are the answers for The New York Times Mini Crossword for June 13. https://www.cnet.com/tech/gaming/todays-nyt-mini-crossword-answers-for-friday-june-13/#ftag=CADf328eec

Here are hints and the answers for the NYT Connections: Sports Edition puzzle, No. 263, for June 13. https://www.cnet.com/tech/gaming/todays-nyt-connections-sports-edition-hints-and-answers-for-june-1

But, ugh, there are drawbacks for the money. https://www.cnet.com/tech/gaming/lenovo-go-s-with-steamos-is-the-steam-deck-id-buy-today/#ftag=CADf328eec

We go hands-on with Towa, a roguelike hack-and-slash published by Bandai Namco, that has its own cool twists on the genre. https://www.cnet.com/tech/gaming/towa-and-the-guardians-of-the-sacred-tree-an