Today's NYT Strands Hints, Answers and Help for Jan. 3, #306

We considered exercises like strength training and cardio to determine which burns the most calories, so you can get the most out of your workout. https://www.cnet.com/health/fitness/what-exercise-bur

An executive order from President Trump will eliminate paper checks for all federal payments. Here's when it will start. https://www.cnet.com/personal-finance/paper-social-security-checks-are-going-aw

You can give the new Firefly AI app a whirl for free, but you'll need to pay up to use the latest models from Google, Ideogram, Pika, Luma and Runway. https://www.cnet.com/tech/services-and-software/a

Now's a good time to lock up your cash. https://www.cnet.com/personal-finance/banking/cds-still-paying-big-interest-on-your-savings-this-summer-before-fed-cuts-rates/#ftag=CADf328eec

Microsoft's AI assistant depends on Open AI, so a breakup could affect Microsoft users who depend on the AI integration. https://www.cnet.com/tech/services-and-software/openai-and-microsoft-reportedly

Jobe Bellingham could make his debut for the German side in this Group F clash. https://www.cnet.com/tech/services-and-software/fifa-club-world-cup-soccer-stream-fluminense-vs-borussia-dortmund-live-f

I tested 35 popular K-beauty skincare products from 11 different brands to bring you the best of the best. https://www.cnet.com/health/i-tested-the-best-korean-skincare-brands/#ftag=CADf328eec