Today's NYT Strands Hints, Answers and Help for Jan. 11, #314

Want to keep your iPhone or Android germ-free? Follow these phone cleaning tips. https://www.cnet.com/tech/mobile/your-phones-a-germ-magnet-how-to-disinfect-it-properly/#ftag=CADf328eec

You could rake in thousands of dollars, depending on the account you choose. https://www.cnet.com/personal-finance/banking/this-is-how-much-interest-youll-earn-by-depositing-10000-into-a-cd-now/#ftag=

Here are the most important things to know about buying a home during an economic downturn. https://www.cnet.com/personal-finance/mortgages/waiting-for-mortgage-rates-to-drop-in-a-recession-this-realt

Enzo Maresca's Blues take on the Portuguese giants for a place in the quarterfinals. https://www.cnet.com/tech/services-and-software/how-to-watch-benfica-vs-chelsea-anywhere-free-stream-fifa-club-worl

Enjoy upgraded visuals, built-in apps and superior sound with these Samsung smart monitors -- now for less. https://www.cnet.com/deals/get-up-to-300-in-gift-cards-when-you-pre-order-a-samsung-smart-mo

It's an all-Brazilian clash in Philadelphia with a place in the quarterfinals up for grabs. https://www.cnet.com/tech/services-and-software/how-to-watch-palmeiras-vs-botafogo-anywhere-free-stream-fifa

Amazon offers one way to avoid commercials: a $3 per month extra fee. https://www.cnet.com/tech/services-and-software/tired-of-prime-video-ads-how-to-ditch-them-for-good/#ftag=CADf328eec