I’ve spoken to CPAs who tell me that there’s really no chance of accessing funds in tax feee accounts until 59.5 years of age.

I’m 29 on the verge of getting a big salary increase and I’m buying stock aggressively.

My question is do I:

1) maximize contributions to SEP/ROTH and hold my money hostage until 59.5?

2) dump it all in traditional IRA and face hefty taxes?

3) do a combination of both

I feel as if it would be u

Basically that, i bought around 200K of VTI in November 2021 near the top and after nearly 18 months i'm close to break even finally. I was thinking in selling 60k of those to buy SGOV once i'm in the green instead, as its paying 5% annually. My idea is to have more of my assets as "liquid cash" ready to use that at least is getting a nice 5%, instead of having nearly all my assets into VTI which was invested as a lump sum at the worst possible

I have 733 shares of Tesla and wondering what kind of money I could make stock lending. From what I’ve read it doesn’t seem super risky and couple be a good way to produce some passive income? I’m not sure what the process is, but planning on holding these shares for 10-20+ years so just wondering if I could get some extra cash out of them while I wait

There is a couple of threads I have seen with a particular type of strategy that I wanted to better understand. The idea behind is, you think a stock is going to go up and don't have the cash to buy the stock at the moment, so you buy an option (the term they use is LEAP) to purchase it at a specified price in the future ... [and so forth]

Unfortunately, I have tried to search for good information on how to do this but I cannot find it. Kindly help if

My 403B plan doesn't have much options to choose from. I am choosing between 3 mutual funds: TPLGX, FXAIX and FOCSX. I'm not sure what percentage to put into each. Please any advice will be greatly appreciated.

Hi,

I couldn't find many reviews of this app.

I'm just wondering if anyone has any experience of using the Autopilot app that tracks and copies the stock portfolios of Pelosi, Buffett, etc? It even has a ChatGPT tracker.

What are your thoughts on it?

Thank you.

​

I’ve held IBM for some time now it’s served me well and has a strong dividend. I’m considering switching to Microsoft as I feel longer term they have more potential. I want to hold the stock longer term 5+ years unless something drastic happens, though I know Microsoft’s share price is also very high at the moment has anyone else considered anything similar?

Good morning traders and investors of the r/stocks sub! Welcome to the new trading day and a fresh start! Here are your pre-market stock movers & news on this Thursday, July the 6th, 2023-

Stock futures fall Thursday as traders assess Fed rate outlook: Live update

U.S. stock futures fell Wednesday as Wall Stree

So a couple of years ago I bought into the hype and bought some TTCF stock. We all now know the shit has hit the fan. They declared bankruptcy this week. I still have some stock left, what should I do with them? Sell at 95% loss or keep holding.

Does this trend change the mind of an investor to lean on the side of Fintech Banks vs Traditional Banks? Which side would you invest more in and why?

A recent study by Cornerstone Advisors showed the increasing trend of Americans opening Fintech checking accounts:

• In the first half of 2023, Fintech/Digital Banks captured nearly half (47%) of all new checking accounts.
• Fintech/Digital Banks' growth is coming at the expense of lar

I'm playing a new screen (details later) where I am looking for companies that can be classified as equity income, but also as growth. Here is my initial list, and I am open to opinions.

​

Disclosure: I do not hold stock in this company but I would like to.

Here is a screenshot of what I mean.

I'm interested in investing in this company, specifically due to their extraction project in Germany, but I'm unsure of the best/correct way how to do it, as in which of these to buy into.

They all seem to represent the same company, and are clearly listed on different exchanges, bu

I just got a pop of Schwab's website that simply said click (yes) or (no) - read terms before deciding. I read the "terms." It simply asked permission to initiate a screen share without exclusion. Further stating that if I accepted that it was my responsibility to hide personal information I didn't want spied upon etc. WHAT THE HECK IS THIS?

This is disturbing to me, especially for the fact that most people accept these things without r

Meta stock is already up on pre market because of instagram threads.

i think all the changes twitter is having right now like limiting the number of posts you can watch and other changes are really bad and will probably heavily damage the site.

Threads came exactly in the right time when twitter make all those bad changes that will probably cause many users to leave.

The thing that's missing however is all the xxx rated stuff twitter has

This is the daily discussion, so anything stocks related is fine, but the theme for today is on stock options, but if options aren't your thing then just ignore the theme and/or post your arguments against options here and not in the current post.

Some helpful da

I've been trading for a couple of years and lately I've been doing very well by paying attention to relationships and divergences among stocks/ETFs/commodities. Trying to understand and exploit the ebb and flow among sectors. Attempting to identify where long-term accumulation is taking place. First and foremost I watch SPY/QQQ/IWM, ES/NQ/RTY, VIX/VX, DXY/USD, and the 10Y. I also watch the SPDR Sector Funds like XLK, XLF, XLV, XLU, XLY, XLE, XLP, XBI, et

Good morning traders and investors of the r/stocks sub! Welcome to the new trading day and a fresh start! Here are your pre-market stock movers & news on this Wednesday, July the 5th, 2023-

Stock futures fall as investors await Fed meeting minutes: Live updates

U.S. stock futures fell Wednesday as Wall Street r

Hi Community - not sure if this is the appropriate place to post this, but I am looking for some guidance.

I put a market order in for a number of SPY contracts expiring next week that were hedging my long position over the weekend. The price at the time was 2.30. TDAmeritrade was showing wacky Bid-Ask spreads (Asks higher than the Bid). The issue was caused by Nasdaq-PHLX which had a stale price and an overall processing issue. I guess my market order wa

Theoretical question here..

I use Fidelity, hoping responses can be in the context to how they post wash sales.

10 shares of AMZN are sold for a loss of $1 each, $10 total loss.

10 shares more are purchased same day resulting in a wash sale. These purchases show a W and the cost value has an added $1/ share

If you continue to buy 10 more shares, these also show a W and the cost value goes up $1/share.

In this example, your

I didn't realize there was so many developments going on in my area till a couple weeks ago. All the equipment they use are all cat, and these are multiple sites not just one or two. Seeing this got me thinking about the stock, and I am about to go read their latest earnings report and listen to their earnings call to see if there might be something here. The same thing goes with sunrun, I have seen their company van a lot in the past few weeks as well. Thei

Trying to confirm my logic here:

If I bought at 250

and sold at 260

Then I buy back in at 270, does that mean I lost money?

My thoughts:

It terms of actual money, I'd only be losing money if the stock drops below 270. Now in terms of opportunity cost, then yes I did lose the difference between 270-260.

Is this the right way to think about it?

I (33M) typically use robo advisors that are set to highest risk (aside from some self-managed accounts). One of them gave me this allocation, and I'm wondering:

1. if it seems too conservative (or risky)
2. how this would compare to a Boglehead portfolio at my age* (I feel like having fewer ETFs is a little too counterintuitive for me, so I didn't mind this allocation when I received it, but there are people out there who know about this

IBM revealed that it would pay $4.6 billion to Vista Equity Partners to buy the software business Apptio.The business said that IBM's investment in AI and IT automation software is being continued with the purchase of Apptio, which provides financial and operational IT monitoring and optimisation solutions. Apptio will help IBM develop its application management, optimisation, and observability solutions, the company claimed in a release.

Based on Reu

currency will our cash in the bank be done at 1 for 1 or should we be fully invested in assets so when the new currency comes out it will be valued in the new currency.

That is the big debate. I have a friend that bought raw land and heavy equipment to store the value of his cash. Not sure that was a good thing, but it can't be taken away from him and it will always have value moving forward. I personally would lean more towards hard assets as well, n

"Facebook owner Meta is launching its new app to rival Twitter and says it will go live on Thursday.

The app, which is called Threads and is available for pre-order on the Apple App Store, will be linked to Instagram.

Screengrabs show a dashboard that looks similar to Twitter. Meta describes Threads as a "text based conversation app".

The move is the latest in a rivalry between Meta boss Mark Zuckerberg and Twitter owner Elon

From everything I have read and researched, people have always said that index funds/ETFs/mutual funds are less risky compared to individual stocks. It makes sense as funds have money distributed across multiple stocks. I have always wondered however, what happens when the management company goes bankrupt?

For example, what will happen to VOO bag holders if Vanguard went down? Will their money be safe?

I bought alot of SQ Shares back in 2021 thought i was getting a good deal under 200$ but it carried on falling havent bought any shares since last year my cost basis is 135$ should i cut my losses or is it scaremongering from social media ?

Fednow is a payment system developed by the federal reserve that enables faster transactions for financial institutions of any size, in any community, 365 days a year this is in contrast to Paypal ,Venmo Cashap

One of my first stock purchases was Costco, I love Costco, it’s one of my favorite places to be. As stocks have gone up and down, I’ve had no problems dollar cost averaging down, bought more ford while it was down, more AMD, more Starbucks, it’s all well and good. But Costco has only gone up, it’s my biggest gaining position, so I never bought more. The result is now my Costco position is a small % of my portfolio, but I can’t get over this mental hurdle of buyi

Checking the list of top losers YoY, I see that the bank stocks are the only ones with positive EPS. For example, PacWest (PACW) is ~84% down from its ATH of 51.20$ in January 2022. It reached an ATL of 3.17$ May this year but since then it has recovered 264%. Their fundamentals don't seem that positive yet, but market sentiment certainly does.

So what do you think? Should I buy PACW or not?

How would China's recent announcement to limit gallium and germanium export affect chip-making companies? I would argue that it is possible for non-Chinese suppliers like $TECK (Canada) or $UMI (Belgium) to see an increase in production as non-Chinese chip-making companies look to source these precious metals elsewhere. $WOLF saw a 11-12% increase today in their stock price today due to the signing of a new deal for the supply of chip, they also happen to gr

I am on Robinhood so not interested in changing brokers like Webull and Etrade.

Is there a free site or tool to simulate or practice options trading? I usually trade big ones like SPY and NVDA.

Doesn't have to be perfect but risk-free to test my sense of the market. Thanks!

When you all are doing your DD, what resources do you use to find the information that ultimately helps make your investment decisions? I’ve heard of level 2 information and looking at option chains. Things like the current short percentage, dark pool information. Current/Most recent developments in the stock, ect. TA is one aspect of trying to make the best decisions but I feel like I am missing a decent part that might help with an edge.

My father passed away a few months ago. In going through his belongings, we found a stock certificate from 1996 issued by a credit union that no longer exists. It looks like the stock is a company stock the he worked for. I contacted the company from which he retired about 11-12 years ago. Fortunately, I spoke to a woman in HR who remembers my father and has been willing to help. Their investments are now issued by a different bank (his stock is not there). I wa

Teamsters and UPS negotiations have hit a wall. If no contract by July 31st, 340,000 workers will strike.

What is the longterm impact on valuation and share price if there is a strike?

Does UPS recover from this? Will supply chain be crippled and significant market share lost? How much?

https://www.reuters.com/business/teamsters-says-ups

Hey reddit,

according to FED minutes there will probably be additional rate hikes in the coming months. Considering strong stock performance YTD, especially by tech and expecting good earnings reports Q2 what are your expectations for the next 12 months, which sectors will outperform and which will perform poorly?
I am kinda divided and would like some new perspective despite knowing DCA is the best method

So I wanted to share a quick thought. I am a 30 yo investor and also am a trader. I have different brokerage accounts set up for different things. Brokerage account A is for my long term investing (just in VOO and QQQM). I throw $300 into it every paycheck and have for years. This is my set it an forget it account. This account will someday be almost for sure worth a lot more than it is. Brokerage account B is for trading and I like to swing trade (I never day t

A U.S.-China tech war will hurt the rally in tech stocks:

• China announced export controls on gallium and germanium, two minerals that are essential for the production of semiconductors.
• President Joe Biden is also planning to restrict Chinese companies access to U.S. cloud-computing services that use AI chips.

The U.S. and China need to find a way to de-escalate this tech war. If not, It will only lead to more restrictions on

Many believe commercial real estate is going down soon with wfh trends and several groups defaulting on their loans (Hilton San Francisco).

Residential real estate is better, but definitely not a hot market either with such high interest rates.

But why are commercial real estate stocks like $CBRE, $XLRE, $BX doing fine? What stocks should I look to short if I’m bearish on CRE?

Throughout 2022, there were a number of instances of very well timed trades among members of Congress. Let's examine a few examples.

In February, Marjorie Taylor Greene, a House Republican, bought stocks in Lockheed Martin, Chevron, and NextEra Energy. Mere days later, the Ukraine conflict escalated. Other politicians followed suit, buying up oil and defense stocks before the Ukraine invasion.

In July, Nancy and Paul Pelosi sold all their Nvidi

Threads is a text-based messaging app that looks very similar to Twitter.

People will be able to use their Instagram usernames on Threads and follow the same accounts on Threads as they do on Meta’s photo-sharing app.

The release of Threads is noteworthy considering that Twitter has suffered a wave of mishaps under the ownership of Tesla CEO Elon Musk, leaving the popular social messaging app vulnerable to competing apps.

These daily discussions run from Monday to Friday including during our themed posts.

Some helpful links:

• Finviz for charts, fundamentals, and aggregated news on individual stocks
• Bloomberg market news
• StreetInsider news:
  • Market Check - Possibly why the market is d

Hi there!

My cofounder and I are looking for a technical co-founder for a US based scheduling app.

Managing caretakers schedules can be challenging. If someone misses, rescheduling someone and confirming is absolutely necessary. We are hoping to use NLP to capture information over the phone, LLM to understand the elderly's history, summarize their information for a new caretaker, and machine learning to optimize schedules.

We've done

Hi, I'm primarily into business, tech, investing, looking for co-founders that want to help build an investment club. We will use the data we collect and process to make different kinds of investments in businesses, stocks, corporate and gov bonds, options, and real estate to earn a return on investment, basically using cash and data to make more cash, will do the same globally, gathering data on businesses in other countries across the world like Japan, E.U

Governance enablement solution at the intersection of blockhain and tradfi. (The WHY- Change the landscape to open instituitional liquidity into emergent technology )

I am an ex macro trader with deep commercial expertise and a knack for spotting and understanding opportunity and risk. On a mission to dissrupt within highly fertile space. If you live and breathe technology, have coding prowess, and crave for a ground breaking adventure. Lets combine our

I’ve been coding and leading a team which helps people in developing MVPs since the last 5 years.

Apart from coding and leading, I’ve a bit of experience in growth strategies, marketing on the apps side, step by step process for validating idea and attaining users. The profit margins are exceptionally way much great and sometimes over 65-75%. The funnel has been designed in such a way that it helps my clients to attain the most amount of exposure as well.

Hi all, I’m looking for a co-founder to join an exciting startup within the cloud computing space. For the past few months, I've been working on Quantaleap. A platform that simplifies the maintenance and troubleshooting (IT operations) of cloud environments. A bit like having ChatGPT as your +1 to fight infrastructure incidents. We use a variety of developments in Machine Learning to provide automation workflows that make IT systems autonomous. The MVP has b