Interactive brokers question

This might be a noob question, but what is the best way to get some form of physical confirmation about ones holdings?

I know IBKR is a mayor global player, so one trusts it like one would his bank with his account.

But, since it is all digital, and since many of us sort of invest there for long term (retirement) into stocks and ETFs… in case of either some sw issues or any type of problems the company itself might run into in the distant future..

Home Interest Rates During a Recession

Currently the home interest rates are ~6%. (I'm in California), they have been increased to curb inflation.

In a recession, do these home interest rates go up or down? Or is recession not related with interest rates and can go sideways?

submitted by /u/ashish1512
Buying an ETF vs buying its exact composition in stocks? Pros/cons?

Bear with me as I try to explain this, let's say we take SCHD as an example, is there any benefit to buying it as an ETF, as opposed to buying its exact composition in stocks, in the exact weighting they're represented in the ETF? Instead of buying say 50k shares of SCHD, I could just go through the entire list of the 102 companies, and buy the individual stocks. Then every year adjust the holdings to mirror SCHD. Is there any downside to doing that, asi

Why Would Anyone Deduct Losses??

So basically I made very dumb “investing” decisions, and ended up losing $50k in the past two years in capital losses. I learned however that one can carry over these losses, and that you can deduct 3k each year off ordinary income if you don’t have capital gains each year until the carried over losses are depleted.

However, I’m confused why someone would want to deduct the 3k? Let’s say you’re in the 24% tax bracket. Doesn’t that mean come tax season, yo

What are some levels of due diligence?

I’m curious on the different “levels” of due diligence that people perform since I’m currently learning how to do dd and seeing the different difficulties will be beneficial for me. For example, level one may be just looking at the financial statement without forming too many conclusion and further levels may be trying to find the intrinsic value as well as using some technical analysis.

submitted by
How do I learn to analyze big events?

Sorry for the bad title, but basically how do I look at a news article or some inflation numbers that the Fed posts and know how it might impact a stock? I know it will require practice, so any advice on how to practice?

submitted by /u/Comfortable_Bell_989
Would I be better off buying tqqq instead of qqq long term?

In my 20’s over 10K to invest if that would make a difference. But spanning over a timeframe of like 30 years, wouldn’t buying a leveraged etf generate more than a non leveraged one, Especially with regular contributions since you wouldn’t have to worry as much about the downside risk?

submitted by /u/Careful_Mirror6886
How do I short Commercial Mortgage Backed Securities?

As the title says. There are a lot of empty commercial spaces in my city and I was wondering if there is a way to make money off the collapse of the commercial mortgage industry much in the way Michael Burry made money shorting the residential mortgage industry pre-2008.

submitted by /u/Hopeful-Pomelo4488
Capital Gains on Inherited Stocks.

Long story short, my grandfather worked for an oil company from the 70s-80s, took part of his paycheck in stock options, the stock split a few times, and when he died, a chunk of that was passed onto me. If I were to sell that stock, would my capital gains be based on the difference in value from when he received the stock in the 70s until now, or just based on my income? Forgive if this is an ignorant question, I just don't know how that would work consider

Social Media Companies (META, SNAP, PINS, etc.) and advertising

I am doing some research on some of the social media stocks and I had a question that I could not find an answer to. Thus, I turn to the wise Reddit community. If I click on an ad on Snapchat for the Disney bundle for instance, and convert on the ad and become a subscriber, does Snap get a piece of the revenue of my subscription? Do all the companies keep/not keep a percentage of the revenue or is it different by company? Thanks!

s

Search